Irwin Commercial Finance (ICF) is part of Irwin Financial Corporation's (NYSE: IFC) interrelated group of specialized financial services companies. Irwin Financial, through its major subsidiaries — Irwin Union Bank and Trust Company, Irwin Home Equity Corporation, and Irwin Commercial Finance — provides a broad range of consumer and commercial financial services in selected markets in North America.

Irwin Commercial Finance originates, funds and services leases and loans through its various operating centers and over 60 sales professionals spread across North America. Irwin Commercial Finance provides specialty financial services to branded franchise businesses and for professional practice acquisitions through Irwin Commercial Finance Franchise headquartered in Montvale, NJ. Irwin Commercial Finance also provides vendor programs and third party financing across North America through Irwin Commercial Finance Equipment headquartered in Bellevue, WA and Irwin Commercial Finance Canada (formerly Onset Capital Corporation) headquartered in Vancouver, British Columbia.

Irwin Commercial Finance is a member of the CFLA and ELFA.